Workers' Compensation Insurance

Protect your employees, your business, and your peace of mind with a policy from BEIA.

What is Workers’ Compensation Insurance?

Workers’ Compensation Insurance, often known as "workers' comp" or "workman's comp," is a type of insurance that covers both your employees and your organization in the event of a work-related injury or disease, such as strains, trips and falls, or accidental death.

Does Your Business Need Workers' Comp?

It's simple: in most states, having workman's compensation coverage is required. Even if you never submit a claim, you could face state fines/penalties if you don't have it. You could also get stuck with unexpected out of pocket expenses.

Does your business meets state requirements for Workers' Compensation coverage?

Our plans are specifically designed for small businesses to help with:


Medical Expenses

Everything from examinations and treatments to rehabilitation.


Lost Wages

Enables employees to fully recover from an injury before returning to work.


Survivor Benefits

Supports families by covering funeral costs and income replacement.



Helps employees who need to learn skills and enter a new field.


Permanent Injury

Takes care of employees who can no longer work due to injury.


Employers Liability

Protects your business from financial losses if an employee files a lawsuit against you.

Workman's Comp Insurance expenses can be better managed with deep analysis.

BEIA provides services such as:

OSHA Inspection Planning

OSHA Recordkeeping

Automated Safety Program

Compliance Audits

Policy Reviews